Our Process

Our Approach to Your Financial Plan

At Brightrock Financial, we work with you to grow your wealth, save your wealth, protect your wealth, and create a legacy. We take the time to find the right investments, the right insurance, the right experts, and the right solutions for you.

Discovery

We arrange an initial phone call to determine what you are looking for and ensure we are the right fit for you. We focus on your concerns and your priorities.

Plan

Schedule an in-person meeting or Zoom call to go into more depth of your current financial picture and discuss what matters most to you. We will then analyze the information and create a plan.

Recommendation

After gathering the information, we will design a custom financial plan for you and determine the next steps to move forward.

Implementation

Once you confirm we can move forward, we help you complete applications, open accounts, transfer existing plans over to us as your advisor and firmly implement your plan!

Stewardship

We stay by your side throughout your financial journey to monitor your plan and ensure you stay on track!

What Do We Provide For You?

We work with individuals, families, medical professionals, corporations, and entrepreneurs to create a financial plan and answer the big questions:

Insurance planning

how much insurance do I need?

Cash flow management

how do I best allocate my money for spending and investing?

Investment planning

how are my investments working for me?

Tax & Estate planning

how can I personally save taxes? How can I utilize my corporation tax effectively, and how do I pass on my wealth to the next generation?

Retirement planning

how much should I be putting away to retire? How much can I expect to receive?

We do not provide debt management solutions. Please click here for a list of resources if you are in debt and need help.

We will help you answer

  • How long will my money last, will I be okay?
  • How much can I spend so I don’t run out of money?
  • When should I take my CPP and OAS and pension?
  • What should I draw an income from first? TFSA or RRSP?
  • Am I saving enough?
  • What happens if I die or get sick?

Our Strategic Partners

Portfolio Managers*

*Janea Dieno offers access to portfolio managers provided through referral arrangements made possible via Aligned Capital Partners Inc.

Insurers